:root {
  --bg: #f7f9fc;
  --surface: #ffffff;
  --text: #10213a;
  --muted: #5f6f85;
  --primary: #155eef;
  --primary-dark: #0b3fb3;
  --accent: #13b77a;
  --border: #dce3ec;
  --shadow: 0 18px 50px rgba(16, 33, 58, .10);
  --radius: 18px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
}
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
.container { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.site-header {
  position: sticky; top: 0; z-index: 20;
  background: rgba(255,255,255,.94);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(14px);
}
.nav {
  min-height: 72px;
  display: flex; align-items: center; justify-content: space-between; gap: 18px;
}
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--text); font-weight: 800; }
.brand-mark {
  width: 42px; height: 42px; display: grid; place-items: center;
  border-radius: 12px; color: #fff;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  box-shadow: 0 8px 20px rgba(21,94,239,.24);
}
.brand small { display: block; color: var(--muted); font-weight: 600; font-size: 11px; letter-spacing: .08em; text-transform: uppercase; }
.nav-links { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
.nav-links a { color: var(--text); font-weight: 650; font-size: 14px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 46px; padding: 0 20px; border-radius: 12px;
  font-weight: 750; border: 1px solid transparent; cursor: pointer;
}
.btn-primary { background: var(--primary); color: #fff; box-shadow: 0 10px 22px rgba(21,94,239,.22); }
.btn-primary:hover { background: var(--primary-dark); text-decoration: none; }
.btn-outline { border-color: var(--border); color: var(--text); background: #fff; }
.btn-outline:hover { border-color: var(--primary); text-decoration: none; }
.hero {
  padding: 88px 0 64px;
  background:
    radial-gradient(circle at 12% 12%, rgba(21,94,239,.12), transparent 30%),
    radial-gradient(circle at 88% 18%, rgba(19,183,122,.12), transparent 28%);
}
.hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 48px; align-items: center; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 12px; border: 1px solid #bdd0ff;
  border-radius: 999px; background: #eef4ff;
  color: var(--primary-dark); font-weight: 750; font-size: 13px;
}
h1 { margin: 18px 0 18px; font-size: clamp(38px, 6vw, 68px); line-height: 1.04; letter-spacing: -.035em; }
h2 { margin: 0 0 14px; font-size: clamp(28px, 4vw, 42px); line-height: 1.15; letter-spacing: -.02em; }
h3 { margin: 0 0 10px; font-size: 20px; }
.lead { font-size: clamp(18px, 2vw, 22px); color: var(--muted); max-width: 760px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 28px; }
.trust-row { display: flex; gap: 18px; flex-wrap: wrap; margin-top: 28px; color: var(--muted); font-size: 14px; }
.trust-row span::before { content: "✓"; color: var(--accent); font-weight: 900; margin-right: 7px; }
.hero-card {
  background: var(--surface); border: 1px solid var(--border); border-radius: 26px;
  padding: 28px; box-shadow: var(--shadow);
}
.metric { display: flex; justify-content: space-between; gap: 16px; padding: 16px 0; border-bottom: 1px solid var(--border); }
.metric:last-child { border-bottom: 0; }
.metric strong { font-size: 26px; }
.metric span { color: var(--muted); font-size: 14px; }
.section { padding: 72px 0; }
.section-alt { background: #fff; }
.section-head { max-width: 760px; margin-bottom: 34px; }
.section-head p, .muted { color: var(--muted); }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 24px; box-shadow: 0 10px 30px rgba(16,33,58,.06);
}
.icon {
  width: 46px; height: 46px; border-radius: 13px; display: grid; place-items: center;
  background: #edf3ff; color: var(--primary); font-weight: 900; margin-bottom: 18px;
}
.list { padding-left: 18px; color: var(--muted); }
.list li { margin: 8px 0; }
.notice {
  border-left: 4px solid var(--accent); background: #ecfbf5;
  padding: 18px 20px; border-radius: 12px; color: #175c45;
}
.cta {
  background: linear-gradient(135deg, #0f2f67, #155eef);
  color: #fff; border-radius: 26px; padding: 42px;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  box-shadow: var(--shadow);
}
.cta p { color: #dbe7ff; margin: 8px 0 0; }
.cta .btn { background: #fff; color: var(--primary-dark); }
.page-hero { padding: 64px 0 36px; background: #fff; border-bottom: 1px solid var(--border); }
.content-wrap {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: clamp(24px, 5vw, 50px); box-shadow: 0 12px 36px rgba(16,33,58,.06);
}
.content-wrap h2 { font-size: 28px; margin-top: 36px; }
.content-wrap h3 { margin-top: 24px; }
.content-wrap p, .content-wrap li { color: #34445a; }
.meta { color: var(--muted); font-size: 14px; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.contact-box { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 26px; }
.site-footer { background: #0d1d33; color: #d7e0ec; padding: 46px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr .8fr; gap: 28px; }
.site-footer h3 { color: #fff; }
.site-footer a { color: #d7e0ec; }
.footer-links { display: grid; gap: 9px; }
.footer-bottom { margin-top: 34px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.14); font-size: 13px; color: #9fb0c4; }
@media (max-width: 820px) {
  .hero-grid, .cards, .contact-grid, .footer-grid { grid-template-columns: 1fr; }
  .nav { align-items: flex-start; padding: 14px 0; }
  .nav-links { justify-content: flex-end; gap: 12px; }
  .hero { padding-top: 58px; }
  .cta { align-items: flex-start; flex-direction: column; }
}
@media (max-width: 560px) {
  .nav-links a:not(.btn) { display: none; }
  .container { width: min(100% - 22px, 1120px); }
  .section { padding: 54px 0; }
  .hero-card, .card, .content-wrap { border-radius: 15px; }
}